 /* Sets element margins, padding, and border to 0 to even out browser differences when adding desired values later. */
html, body, p, h1, h2, h3, h4, h5, h6, blockquote, ol, ul, li, dl, dt, dd, td, form, fieldset, a {
	margin: 0;
	padding: 0;
	border: 0;
}

html {	min-height: 100%;
	    margin-bottom: 1px;}

body {
	background-color: #E9E9E9; /* very light gray */
	font: 100.01%  Verdana, Arial, Helvetica, sans-serif; 
	text-align: center; 
}

#wrapper {
	text-align: left;
	width: 770px;
	margin: 0 auto;
	border: solid 1px #888;
	background-color: #1C4E8A; /* cobalt blue */
	}

#homelink {
	position: absolute;
	left: 200px;
	top: 200px;
	background-color: #CCCCFF;  /* light blue */
	}

#skipnav {
 	position: absolute; 
	margin-left: -3000px; 
}

/* SET STYLES FOR THE DIV THAT IS OUTSIDE THE MAIN CONTAINER. -----------------------------------*/
#outside {
	background-color:#1C4E8A; /* cobalt blue */
	color: #1C4E8A; 		  /* cobalt blue */
	font-size: 1.0em;
	width: 100%; 
	text-align: right;  
	margin-top: 5px;
	padding-top: 5px; 	
	font-family: Arial, Helvetica, sans-serif;	
}

#outside ul {
	margin: 5px 12px 5px 0; 
	display: inline; 
	}

#outside li {
	display: inline; 
	}

/* The following fix corrects an IE Mac bug that creates ghost links upon hovering. */
	
/*\*//*/
#outside li {
	display: inline-block;
	white-space:nowrap;
	width:1px;
	}
/**/

#outside a:link, 
#outside a:visited {
	color: #FFF;
	font-size: 1em;
	font-weight: bold;
	text-decoration: none;
	padding: .1em .6em .1em  .6em;
	background: #fff url("http://www.collegiateinsuranceresources.com/images/topnav_up.gif") repeat-x;  
}

/* The following fix corrects display problems of these links in IE 5. */

/*  \*/
* html #outside a:link, * html #outside a:visited {
 height: 1%;
 vertical-align: bottom;
 ve\rtical-align: middle;
}
/* */

#outside a:hover, 
#outside a:focus {
	color: #FFF;
	background: #fff url("http://www.collegiateinsuranceresources.com/images/topnav_over.gif") repeat-x; 
	}

/* END OUTSIDE DIV STYLES.-----------------------------------------------------------------------*/

/* SET UP THE MAIN CONTAINER FOR THE LAYOUT.-----------------------------------------------------*/
#container {
	color: #333;  /* dark gray */
	line-height: 1.3em;
	margin: 10px 0 0 0 ;
	background: #fff url(http://www.collegiateinsuranceresources.com/images/container_bg.jpg);
	background-repeat: repeat-y;
} 

* html #container {
	background-image:   url(http://www.collegiateinsuranceresources.com/images/container_bg.jpg); 
	background-repeat:repeat-y;
} 
/* Because of the incorrect box model of Internet Explorer, the above value makes the 
border in the container background image appear in the correct place in that browser. */

/* END CONTAINER DIV STYLES.---------------------------------------------------------------------*/

/* INNER CONTAINER DIV STYLES.-------------------------------------------------------------------*/

/* Hides from IE5-mac \*/ 
* html #innercontainer {
		height: 1%;
		margin-top: 0px;
} 
	
/* End hide from IE-mac. */ 

/* END INNER CONTAINER DIV STYLES.---------------------------------------------------------------*/

/* SET UP HEADER DIV STYLES.---------------------------------------------------------------------*/ 
#header {
	/*border-bottom: #C1CBCC url(http://www.collegiateinsuranceresources.com/images/header_bottom.jpg) no-repeat scroll left top;*/
	height: 110px; 
	width:770px;
	margin-top: 0px;
}

/* END HEADER DIV STYLES.-----------------------------------------------------------------------*/

/* SET UP LEFT COLUMN AND ITS CHILD DIVS.-------------------------------------------------------*/

#subnav {
	float: left; 
	width: 200px; 
	margin: 0 0 10px 0; 
	padding: 0; 
}
.assn_logo {margin-bottom: -5px; border-bottom: 1px solid #333;}

#menu ul {
	font: 0.7em Verdana, Arial, Helvetica, sans-serif; 
	font-weight: bold;
	color: #333; 
	list-style: none; 
}

#menu li {
	border-top: 1px solid #BBCAE1;     /* light blue */
	border-left: 1px solid #BBCAE1;    /* light blue */
	border-bottom: 1px solid #333333;  /* very dark gray */
	border-right: 1px solid #333333;   /* very dark gray */
}

 #menu a:link, #menu a:visited {
	color: #333333; 
	display: block;
	text-decoration: none; 
	background:   url(http://www.collegiateinsuranceresources.com/images/navbg.jpg) repeat-x; 
	padding: 6px 3px 6px 10px; 
}

/* added by mlg - experimenting with navigation within division pages */
#menu #division_sub a:link, #menu #division_sub a:visited   {
 	color: #333333; 
	display: block;
	text-decoration: none; 
	background:   url(http://www.collegiateinsuranceresources.com/images/navbg.jpg) repeat-x; 
	padding: 6px 3px 6px 16px;  /*make the padding little farther on the left */
}
#menu #division_sub a:hover, 
#menu #division_sub a:focus {
	background: #fff url(http://www.collegiateinsuranceresources.com/images/nav_hov_bg.jpg) no-repeat; 	}


/* The following is the Holly Hack, and it ensures that the full button is clickable in Internet Explorer for Windows. The vertical alignment corrects gaps in IE 5. */
/*\*/
* html #menu a {height: 1%;
vertical-align: bottom;
}
/* */

#menu a:hover, 
#menu a:focus {
	background: #fff url(http://www.collegiateinsuranceresources.com/images/nav_hov_bg.jpg) no-repeat; 	}
	
/* we don't want the usual lighter menu button background to show when hovering over the Affinity Access button */
/* because the the Affinity Access logo is not a perfectly transparent .gif and the pixels will show through the lighter background */
#menu li#affinity_access a:hover, 
#menu li#affinity_access a:focus {background:   url(http://www.collegiateinsuranceresources.com/images/navbg.jpg) repeat-x; }


/* These styles set up a "current page marker" or a "you are here" visual cue. 
By setting an ID on the body of each unique page, as well as an ID on each list 
item that contains a link, we can create an automatic look for current page links. */
body#aboutpage li#about a, 
body#parentcopage li#parentco a, 
body#newsroompage li#newsroom a, 
body#execteampage li#execteam a, 
body#locationpage li#locations a, 
body#marketspage li#markets a,
body#productspage li#products a, 
body#divisionspage li#divisions a, 
body#benefit_solutionspage li#benefit_solutions a, 
body#careerspage li#careers a, 
body#formspage li#forms a, 
body#businesspage li#business a, 
body#individualpage li#individual a,
body#servicespage li#services a, 
body#clientspage li#clients a, 
body#contactpage li#contact a    {
	background: #fff url(http://www.collegiateinsuranceresources.com/images/nav_hov_bg.jpg) no-repeat; 
}


#flashcontent {
	margin-top: 40px;
	margin-left: 0px;
}

.boldmenuitem {
	font-size:1.2em;
	font-weight: bold;
	}

#sidebar_left {
	margin: 30px 10px 0 10px;  
	border: 1px solid #00529B; /* royal blue */
	background-color: #FFFFFF;
}
#sidebar_left h3 {
	background-color: #E1E8F2; /* very pale blue */
	color: #00529B;            /* royal blue */
	margin: 0;
	padding: 2px 6px 2px 8px;
	border-bottom: 1px solid #00529B;  /* royal blue */
	font-size: 0.75em;
} 
#sidebar_left p {
	font-size: 0.7em; 
	line-height:16px;
	margin: 8px 10px 10px 8px;
}
#sidebar_left a:link, #sidebar a:visited, #sidebar_left p a:link, #sidebar_left p a:visited{
	color: #967504;  /* dark gold, almost brown */
	text-decoration:underline;
	}
#sidebar_left a:hover, #sidebar a:focus, #sidebar_left p a:hover, #sidebar_left p a:focus {
	/* color: #BE9A08;   was gold */
	color: #1C4E8A; /* MLG changed to a cark blue for contrast */
	text-decoration:none;
	}
	
/* END LEFT COLUMN AREA STYLES.------------------------------------------------------------------*/

/* SET UP RIGHT COLUMN AND ITS CHILD DIVS.-------------------------------------------------------*/

#sidebar {
	display: inline;
	float: right;
	width: 0px;
	margin-right: 30px;
	margin-bottom: 20px;
	margin-top: 50px;
	visibility: hidden;
}

#sidebar_item {
	margin-bottom: 25px;  
	border: 1px solid #00529B; 
	background-color: #FFFFFF;
}
 
#sidebar p {
	font-size: 0.7em; 
	margin-right: 5px; 
	margin-bottom: 10px; 
	margin-left: 10px;
	padding-top: 5px; 
}

#sidebar h3 {
	background-color: #E1E8F2;
	color: #00529B;
	margin: 0;
	padding: 2px 6px 2px 6px;
	border-bottom: 1px solid #00529B;
	font-size: 0.75em;
} 
.standout {
	color:#1C4E8A;
	font-size: 150%;
	font-weight:bold;
	padding-left:55px;
}
#sidebar a:link, #sidebar a:visited {
	color: #967504; 
}

#sidebar a:hover, #sidebar a:focus {
	color: #BE9A08; 
}

/* END RIGHT COLUMN DIV STYLES.------------------------------------------------------------------*/

/* SET UP CONTENT DIV STYLES.--------------------------------------------------------------------*/

#content {
	margin: 0px;
	color: #000; /* black is default text color */
	/*left: 240px;*/
	/*top: 197px;*/
	width: 770px;  /* entire width of wrapper */
	/*height: 400px;*/
	
	/* MLG update 1/3/08 to correct content div not showing up in IE6 */
	/*position: static;*/
}

#left_col ul {
	list-style-type:none;
	margin-top: 10px;
	/* this keeps the bullets from showing up in the left nav column */
}

#left_col a:link, #left_col a:visited {
	color:#003366;
	text-decoration:underline;
}

#left_col a:hover, #left_col a:focus {
	 /*color:#80962a; apple green */
	color:#4fa600; /* kelly green from printed brochure */
	text-decoration:none;
}
#small_stuff p {margin-bottom: 12px;} 
 /* this is the spacing after each promotional date item in the left-hand column  e.g. CASE conferences, etc.*/

#left_nav li {
	margin-left:12px;
	margin-bottom:6px;
	font-size: 12px;
}

#left_nav li a:link, #left_nav li a:visited {
	color:#333333;
	text-decoration: none;
}

#left_nav li a:hover, #left_nav li a:focus {
	color:#000;
	text-decoration: underline;
}

#main_col {
	margin: 0 0 0 0px; 
	color:#000000;	
	font-weight: normal;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	list-style-type: disc;
}

#main_col p {
	color:#000000;
	font-size: 13px;
	line-height: 18px; 
	margin-bottom: 16px;
}

#main_col h1 {
	font-family:Geneva, Arial, Helvetica, sans-serif;
	color: #333333; /* very dark gray */
	font-size: 1.4em;
	margin-bottom: 10px;
}

#main_col p a:link, #main_col p a:visited, 
td a:link, td a:visited {	
	/* color: #967504; dark gold/brown */
	color:#0e3d76; /* cobalt blue */
	text-decoration:underline;
}

#main_col p a:hover,  #main_col p a:focus, 
td a:hover, td a:focus {
	/*color: #BE9A08; this is a lighter gold color than the link #97604 */
	color: #1C4E8A; /* this is darker blue to show contrast when the link is hovered */
	/*text-decoration:underline;*/
	text-decoration:none;
}

#main_col h3 {
	color: #1C4E8A;
	font-size: .9em;
	margin-top: 6px;
	padding-top:6px;
	
}
#main_col h4 { 
	color: #1C4E8A;
	font-size: 0.8em;
	padding-top: 2px;
	line-height: 1.2em;
}
#main_col h5 { 
	font-style: italic;
	color: #1C4E8A;
	font-size: 0.8em;
	padding-top:3px;
	margin-bottom: 10px;
}
#main_col h6  { 
	color: #1C4E8A;
	font-size: 0.9em;
	font-weight:bold;
	margin-top: 14px;
}
.extraspacetop {
	padding-top: 20px;
}

#main_col ul {
	font-size: 0.7em;
	margin-left: 25px;
	padding-bottom: 10px;
}

#main_col li a:link, #main_col li a:visited{	
	color: #967504;
	text-decoration:underline;
	}
#main_colli a:hover, #main_col li a:focus {
	color: #BE9A08;
	text-decoration:underline;
}	

#main_col .product_name  {	
	color: #000; /* black */
	font-size: 1.2em;
	font-weight: bold;
	padding-top: 2px;
	line-height: 1.2em;}
	/* insurance product names for association pages*/
	
#a h3, #b h3, #c h3 {
	font-family:Arial, Helvetica, sans-serif;
	font-size: 1.1em;
}	
	

/* END CONTENT DIV STYLES.-----------------------------------------------------------------------*/

	
/* SET UP FOOTER DIV STYLES.---------------------------------------------------------------------*/

#footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	clear: both;
	padding: 1em;
	color: #BBCAE1;  /* light blue*/
	border-top: 1px solid #000;
	text-align: center;
	font-size: 0.7em;
	background-color: #1C4E8A;  /* cobalt blue */
}

/* The Holly Hack corrects footer problems in IE 5. */
/*  \*/
* html #footer {height: 1%;}
/* */

#footer ul {margin: 5px 0 0 0; 	}

#footer li {display: inline; 	}

#footer a:link, #footer a:visited {
	margin: 0.2em; 
	color: #BBCAE1; 
}
	
#footer a:hover, #footer a:focus {
	color: #FFF; 
	text-decoration: none; 
}
#footer p {
	margin: 0.2em; 
	margin: 0 0 0 0;
	color: #FFF; 
	}





